Trusted by credit teams at
AI that reads financial statements, maps line items to your taxonomy, computes ratios, and generates credit memos — so your analysts focus on decisions, not data entry.
Current Workflows
Every credit decision starts with a spread. But getting there is painfully manual.
Analysts manually re-key data from financial statements into spreadsheets. For a portfolio of hundreds, this doesn't scale.
Financials arrive as scanned PDFs, Excel exports, XBRL filings — each requiring different handling. Every format means more manual work and more errors.
Different analysts map line items differently. One person's “operating income” is another's “EBIT.” Standardization is a manual, error-prone process.
AI-Powered Spreading
Rewa handles the entire credit analysis pipeline — not just one step.
Pull financial statements directly from company registers and public databases. No more hunting across websites and portals for the documents you need.
Upload financial statements in any format — scanned PDFs, Excel, XBRL, or images. Rewa extracts structured data and maps every line item to your chart of accounts. No manual re-keying.
Once spread, financial ratios are calculated automatically. Track trends across periods, compare against benchmarks, and generate risk scores.
Generate comprehensive credit memos and executive summaries automatically. Ready for committee review with all the data your decision-makers need.
AI does the heavy lifting, but your team stays in control. Every spread, every ratio, every memo includes a review step — so nothing goes to committee without analyst sign-off.
Use Cases
Automate credit assessment and loan decisioning for SMB and mid-market portfolios.
Consistent financial data extraction across your entire rated universe.
Assess merchant financial health at onboarding and continuously.
Monitor dealer, distributor, and supplier credit risk at scale.
Evaluate deals faster and monitor portfolio companies continuously.
Normalize financial data across diverse fund managers for due diligence.
Extract and standardize financial data at massive scale via API.
Security & Compliance
Enterprise-grade security so your compliance team can say yes.
All data encrypted in transit (TLS 1.3) and at rest (AES-256). Per-tenant key management with regular rotation.
Role-based access control, SSO via SAML 2.0 and OIDC, multi-factor authentication enforced.
Every action logged — who accessed what, when, and what they did. Immutable and exportable for compliance.
SOC 2 Type II compliant · GDPR ready · On-premise deployment available
“Rewa will help us assess merchant risk in a better and more efficient manner. With Rewa, we can quickly analyze key ratios from financial statements across multiple languages.”
Director, Merchant Credit Risk · Unzer
Rewa achieves 90%+ accuracy on line item mapping out of the box. Every spread includes a human-in-the-loop review step so your team maintains full control.
We support US GAAP, IFRS, and local GAAP standards. The taxonomy is configurable to match your internal chart of accounts.
Yes. Rewa can map to your existing template or chart of accounts. We work with your methodology, not against it.
Our AI extraction pipeline handles scanned documents, including rotated pages, multi-column layouts, and low-resolution images. Edge cases are flagged for manual review.
Financial data is encrypted in transit and at rest. We do not use your data to train models. Enterprise deployments with on-premise options are available.
Most teams are up and running within a week. We handle template configuration and provide hands-on support during the first spreads.
See Rewa in action with your own financial statements.
Fill in the form and we'll set up a 20-minute walkthrough.
No commitment required · See results on your own data